Checking and Saving Account Rates
All rates are as of May 9 2008 and are subject to change without notice. Certain conditions and restrictions may apply. Please call for details and current rates.

| Account |
Min. Balance |
Div. Rate |
APY |
| Savings Accounts |
| Regular Share |
$1 |
0.50% |
0.50% |
| Special Purpose Savings |
$0 |
0.50% |
0.50% |
| Special Purpose Savings - with $50 monthly electronic deposit |
$0 |
0.75% |
0.75% |
| Checking Accounts |
| Free Checking |
$0 |
0.00% |
0.00% |
| Premium Interest Checking |
$0 |
0.50% |
0.50% |
|
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