Mortgage Rates
All rates are as of May 9 2008 and are subject to change without notice. Rates are for
purchase and no cash-out refinance transactions on a primary residence.
Certain conditions and restrictions may apply. For cash-out over 70% LTV, vacation homes or investment properties please call for details and current APR.
Loan approval subject to credit, income and property evaluation. An
interest rate is not guaranteed unless a member has received credit
approval of an application, and both member and Wescom have executed
the Rate Lock Request form.
For information regarding Jumbo-Conforming loan limits, please call your Mortgage Loan Consultant at (888) 493-7266, ext 5900.
 |
Loan
|
Rate
|
Points
|
APR |
| Conforming Fixed Rates (up to $417,000) |
| 40-Year |
6.125% |
0 |
6.150% |
| 40-Year |
5.875% |
1 |
5.980% |
| 30-Year |
5.875% |
0 |
5.910% |
| 30 -Year |
5.625% |
1 |
5.750% |
| 20-Year |
5.750% |
0 |
5.790% |
| 20 -Year |
5.500% |
1 |
5.660% |
| 15-Year |
5.375% |
0 |
5.430% |
| 15 -Year |
5.125% |
1 |
5.330% |
| Jumbo-Conforming Fixed Rates (please call for loan limits) |
| 30-Year |
5.875% |
0 |
5.890% |
| 15-Year |
5.375% |
0 |
5.410% |
| Jumbo Fixed Rates (above $417,000) |
| 40-Year |
7.375% |
0 |
7.390% |
| 40-Year |
7.125% |
1 |
7.230% |
| 30-Year |
7.125% |
0 |
7.140% |
| 30 -Year |
6.875% |
1 |
6.990% |
| 20-Year |
7.000% |
0 |
7.030% |
| 20 -Year |
6.750% |
1 |
6.900% |
| 15-Year |
6.625% |
0 |
6.660% |
| 15 -Year |
6.375% |
1 |
6.570% |
Loan
|
Start Rate
|
Points
|
Index |
APR |
Life Cap |
| Adjustable Rate Home Loans (up to $417,000) |
| 1-Year ARM |
5.490% |
1 |
1 YR TSI |
4.820% |
11.490% |
| Fixed to Adjustable Rate Home Loans (up to $417,000) |
| 5/1 Fixed to ARM |
5.625% |
0 |
1 YR TSI |
5.030% |
10.625% |
| 5/1 Fixed to ARM |
5.250% |
1 |
1 YR TSI |
4.980% |
10.250% |
| Fixed to Adjustable Rate Home Loans Jumbo (above $417,000) |
| 5/1 Fixed to ARM |
6.875% |
0 |
1 YR TSI |
5.530% |
11.875% |
| 5/1 Fixed to ARM |
6.500% |
1 |
1 YR TSI |
5.460% |
11.500% |
|
|
|
